Gather docs.
Estimate income
with AI.
UMe Loan Assistant is built around a simple loop: collect borrower documents, then let our AI Income Estimator turn pay stubs, W-2s, and tax paperwork into a structured income picture—so you spend less time on manual math and more time on the file.
Document-first workflow—income estimation when your docs are in
Built for mortgage professionals
From documents to income—your workflow
The product is built around collecting docs first, then using the AI Income Estimator so you are not rebuilding spreadsheets on every file.
Onboard your team
Invite originators and ops so everyone sees the same borrower files and status.
Gather borrower documents
Collect pay stubs, W-2s, tax returns, and other income docs in one structured flow.
Run the AI Income Estimator
After docs are in, get an AI-assisted read on qualifying income—your headline time-saver.
Move the file forward
Review the estimate, align with your guidelines, and hand off.
Why loan teams choose UMe Loan Assistant
Lead with document collection, then let the AI Income Estimator do the heavy lifting on the income story—built for originators and ops.
AI Income Estimator
Our flagship capability: turn uploaded income documentation into a structured estimate you can review—so the first pass on income is faster, not guesswork in a spreadsheet.
Document-first intake
Borrowers and your team know exactly which docs are needed and what is still missing before you run income analysis.
Built for responsible use
Role-based access, encryption in transit, and a workflow that keeps you in the loop—AI assists; your credit and compliance policies still govern the file.
What originators are saying
Illustrative feedback focused on document intake and the AI Income Estimator—your results will depend on your guidelines and rollout.
“Once pay stubs and W-2s are in, the AI Income Estimator gives me a starting point I can sanity-check in minutes instead of rebuilding the same workbook every time.”
Jordan Ellis
Senior loan officer
“We lead with docs now. Missing items are obvious before anyone runs income, and the team spends less time on “what did the borrower send?””
Priya Nandakumar
Processing manager
“The selling point for my LOs was simple: gather documents, then get an AI-assisted income estimate. It matches how they already think about the file.”
Marcus Webb
Branch manager
Common questions
Docs, income estimation, and how teams use UMe Loan Assistant.
Ready to gather docs and run the AI Income Estimator?
Create an account for your team, or sign in to continue collecting documents and estimating income on your files.