Terms of Service

Last updated: April 4, 2026

Acceptance

By accessing or using UMe Loan Assistant (the "Services"), you agree to these Terms of Service and our Privacy Policy. If you do not agree, do not use the Services. Your counsel should tailor acceptance mechanics (click-wrap, enterprise agreements, etc.).

Permitted use

The Services are intended for licensed mortgage professionals and authorized personnel. You agree not to misuse the Services, interfere with their operation, or attempt unauthorized access. Add industry- specific restrictions as required.

Accounts

You are responsible for safeguarding credentials and for activity under your account. Notify us promptly of suspected unauthorized use. Define organization vs. individual responsibility in line with your contracts.

Disclaimers

The Services are provided "as is" to the maximum extent permitted by law. AI-assisted features may produce incomplete or incorrect outputs. You remain responsible for loan decisions, disclosures, and regulatory compliance. Your legal team should draft appropriate disclaimers for your jurisdiction and product.

Limitation of liability

To the fullest extent permitted by applicable law, our aggregate liability arising out of the Services shall be limited as set forth in your master agreement or, if none, as defined here by counsel. Certain jurisdictions do not allow certain limitations; those provisions may not apply to you.

Governing law

These terms are governed by the laws of [Jurisdiction to be specified], without regard to conflict-of-law principles. Exclusive venue and dispute resolution (e.g. arbitration) should be inserted by counsel.

Contact

Questions about these terms: support@umeprojects.com.

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